- 17 Nov 2025
- Elara Crowthorne
- 0
Withdrawal Fee Calculator
Withdrawal Fee Comparison
Important: Rfinex charges 0.002 BTC for Bitcoin withdrawals - that's about 150% higher than the industry average of 0.000812 BTC. This fee structure can eat into your profits quickly if you plan to move funds frequently.
If you're looking for a crypto exchange that charges just 0.10% per trade, Rfinex might catch your eye. But here’s the catch: it’s not for beginners, not for fiat users, and not for anyone who wants to trade Bitcoin or Ethereum directly with dollars. Rfinex is a quiet, under-the-radar platform built for one thing: trading obscure altcoins against Ethereum. And if you’re already holding ETH and hunting for low-volume tokens nobody else lists, it might just be worth a look.
What Rfinex Actually Offers
Rfinex doesn’t try to be everything. It doesn’t support USD, EUR, or any fiat currency. You can’t deposit cash. You can’t buy crypto with a credit card. To use Rfinex, you already need to own cryptocurrency - specifically, Ethereum. Once you have ETH, you can trade it for one of only six to nine altcoins on the platform. Common pairs include EOS/ETH, TRX/ETH, ICX/ETH, FUT/ETH, and BPT/ETH. These aren’t the big names like Solana or Polygon. These are tokens with tiny market caps, low liquidity, and almost no public attention.
That’s not a bug - it’s the whole point. Rfinex targets traders who want exposure to early-stage or niche projects that larger exchanges ignore. If you’re into speculative plays on obscure blockchain protocols, this could be your playground. But if you’re looking to swap BTC for USDT or trade trending memecoins, you’ll need to go elsewhere.
Fees: The One Big Win
The biggest reason people even talk about Rfinex is its trading fee: 0.10%. That’s half of what Binance and Kraken charge, and less than a third of what many regional exchanges demand. Most platforms charge 0.20% to 0.25% for both makers and takers. Rfinex hits the same low rate for everyone - no hidden tiers, no VIP discounts needed.
But here’s where it gets tricky. While trading is cheap, withdrawals are expensive. To pull out Bitcoin, you pay 0.002 BTC. That’s roughly 150% higher than the industry average of 0.000812 BTC. For Ethereum withdrawals, fees aren’t clearly listed, but given the platform’s overall structure, they’re likely not competitive either. If you plan to move coins off Rfinex often, those withdrawal costs could eat into your profits fast.
Security and Setup
Rfinex takes security seriously - maybe too seriously. Mandatory two-factor authentication (2FA) is required for every account. No exceptions. That’s good for safety, but it’s a hassle if you’re used to quick logins on other platforms. The site uses SSL encryption via Let’s Encrypt, which is standard but not impressive. There’s no proof of reserves, no cold storage transparency reports, and no public audit history.
Registration requires phone verification. No anonymous signups. That’s a red flag for privacy-focused users, but a comfort for those worried about scams. If you’re coming from a platform like Binance or KuCoin, the setup feels overly strict. But compared to shady altcoin exchanges that don’t even ask for an email, Rfinex is actually quite responsible.
The Platform Feels Incomplete
Professional traders who’ve tested Rfinex describe it as “unfinished.” The interface is functional but clunky. Charts load slowly. Order books are thin. The mobile experience? Barely usable. There’s no API access for algorithmic traders. No margin trading. No staking. No lending. No NFT marketplace. No fiat on-ramps. It’s like a car with a powerful engine but no steering wheel.
Experts from ForexSQ noted that the site looks like it’s been under development for years - and maybe it has. The platform launched in 2017. That’s eight years ago. Most exchanges that start like this either scale up quickly or vanish. Rfinex hasn’t vanished, but it hasn’t grown either. No major updates, no press releases, no community events. The website hasn’t changed much since 2020.
No User Reviews. No Community. No Trust Signals
This might be the biggest warning sign. As of late 2025, Rfinex has zero reviews on Trustpilot, Reddit, CoinMarketCap, or any major crypto forum. No success stories. No horror stories. Just silence. That’s unusual for a platform that’s been around this long.
Why? Either no one uses it - or everyone who does, left quietly. There are no testimonials. No YouTube tutorials. No Discord servers. No Twitter threads. The lack of user feedback doesn’t mean it’s a scam - but it does mean you’re on your own. If something goes wrong, you won’t find help from other users. You’ll have to rely on customer support, which, while described as responsive in marketing materials, has never been independently verified.
Who Should Use Rfinex?
Rfinex isn’t for most people. It’s not for new crypto buyers. It’s not for day traders chasing volume. It’s not for investors looking to hold long-term.
It’s only for three types of users:
- Those who already hold ETH and want to speculate on obscure altcoins with minimal trading fees.
- Traders who believe in under-the-radar projects and are willing to accept low liquidity for early access.
- People who want to test a platform with a clean fee structure and don’t mind sacrificing features.
If you’re not one of those people, skip it. Use Binance, Kraken, or Coinbase. They offer more coins, better support, higher liquidity, and real customer reviews. Rfinex is a backdoor to a niche corner of the crypto world - useful only if you know exactly what you’re looking for.
How Rfinex Compares to the Big Players
| Feature | Rfinex | Binance | Kraken | Coinbase |
|---|---|---|---|---|
| Trading Pairs | 6-9 (all ETH-based) | 500+ | 200+ | 150+ |
| Trading Fees | 0.10% (maker & taker) | 0.10%-0.60% | 0.16%-0.26% | 0.50%-1.49% |
| Fiat Deposits | No | Yes | Yes | Yes |
| Margin Trading | No | Yes | Yes | Yes |
| 2FA Required | Yes | Yes | Yes | Yes |
| Withdrawal Fee (BTC) | 0.002 BTC | 0.0005 BTC | 0.0005 BTC | 0.0005 BTC |
| User Reviews | None | 10,000+ | 5,000+ | 8,000+ |
| Platform Status | Under development | Polished, mature | Polished, mature | Polished, mature |
Final Verdict: A Tool, Not a Platform
Rfinex isn’t a crypto exchange you grow into. It’s a tool you use for one specific job: trading low-volume ETH pairs at the lowest possible fee. It’s like owning a specialized wrench - great for one bolt, useless for everything else.
The low trading fee is real. The security measures are solid. The lack of fiat support and limited coin selection are dealbreakers for most. And the silence from users? That’s the loudest warning of all.
If you’re an experienced trader with ETH in your wallet and a list of obscure altcoins you want to test, Rfinex might be worth a small deposit. But if you’re unsure, or if you need to buy crypto first - don’t bother. Use a major exchange. Trade there. Then, if you’re still curious, move a tiny amount of ETH to Rfinex and see if the platform delivers.
Don’t invest more than you’re willing to lose. And don’t expect customer service to save you if things go wrong. This isn’t a place for beginners. It’s a quiet corner of the crypto world - quiet for a reason.
Is Rfinex a scam?
There’s no evidence Rfinex is a scam. It’s been running since 2017, requires 2FA, and doesn’t ask for KYC documents beyond phone verification. But it also has no user reviews, no public audits, and no clear development roadmap. That makes it risky, not necessarily fraudulent. Treat it like a high-risk experiment, not a trusted platform.
Can I deposit USD or EUR on Rfinex?
No. Rfinex only accepts cryptocurrency deposits. You must buy ETH or another supported coin on another exchange first, then transfer it to Rfinex. There’s no way to deposit fiat directly.
Why are the withdrawal fees so high?
Rfinex charges 0.002 BTC for Bitcoin withdrawals, which is significantly higher than the industry average of 0.000812 BTC. The reason isn’t explained publicly, but it’s likely because the exchange doesn’t have enough volume to negotiate lower network fees. High withdrawal fees are a red flag - they reduce your net profit and discourage frequent trading.
Does Rfinex have a mobile app?
No. Rfinex has no official mobile app. The website is mobile-responsive, but the interface is slow and clunky on phones. Trading on mobile is not recommended. Use a desktop browser if you must use the platform.
Is Rfinex safe for long-term storage?
No. Rfinex is a trading platform, not a wallet. Never store crypto long-term on any exchange. Even with 2FA and SSL, exchanges are targets for hackers. Withdraw your coins to a hardware wallet like Ledger or Trezor after trading.
What altcoins can I trade on Rfinex?
Rfinex offers around 6-9 trading pairs, all against ETH. Common ones include EOS, TRX, ICX, FUT, BPT, MHT, ATM, CXTC, and EGT. These are mostly low-cap tokens with little market presence. Always research the project behind any coin before trading.
Does Rfinex offer margin or leverage trading?
No. Rfinex does not support margin trading, leverage, or futures contracts. It’s a simple spot exchange. If you want to trade with leverage, you’ll need to use Binance, Bybit, or another platform that offers those features.
